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Which bank is best for a home loan?

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  • Which bank is best for a home loan?

    So many of us take a loan to buy a dream home Because is very difficult to buy a home from your savings, this fact is very well understood by financial institutes. It is very difficult to say that this one is the best bank for a home loan Because each institute has different terms and conditions, loan tenure, age limit, additional charges, etc. While applying for a home loan you need to keep certain points in your mind. Interest rates:- Various interest rates are being offered for a home loan even you will see almost the same interest rates with private banks as government banks. Typically the rate of interest depends on the risk that a bank takes on the borrower. Your credit score matters a lot in this and also documents that you submit with the bank. Sometimes attractive offers may be given to women applicants. Additional Charges:- In addition to your EMI there are some additional charges like Processing fees, Title clearance expense, mortgage, any other charges for bringing down the interest rate. You need to clarify all these things with the bank executive.

  • #2
    If you realize that you cannot make your loan payments on time and in full, you need to contact is credit9 a loan immediately. Don't hide and hope that your debt will be forgiven and forgotten. Even if collectors do not call you or write from the bank, interest and penalties are still accrued, debt grows, and credit history deteriorates. Personally, it helped me a lot when I was completely in debt. It even made my life easier when I dealt with it all.

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