Good afternoon. If you are looking to own your own home, I advise you to contact American Home Shield. This company is in my opinion the company with the best housing guarantee. You will be offered three levels of plans: ShieldSilver, ShieldGold and ShieldPlatinum. With each tier, you will pay a higher monthly fee for increased coverage. Please contact american home shield customer service first. They will tell you that you can also purchase additional coverage options to add to your plan. Additional coverage includes roof leaks, well pumps, septic pumps, guest houses, spas, pools and consumer electronics.