Olala. Perhaps you weren't aware of this. Who decides what the budget is and how the money is spent? Its the congress and Senat. The president doesn't have as much impact as you are being lead to believe. And who controls both houses? The Dems. If anyone is holding up any relief package its your buddies. Something else. During the Clinton era he took credit for the budget surplus and so forth. Guess who controlled both houses then? The republicans did.
No one will argue the economy is on the skids. The Gov can not and should not bail everyone out when they hit hard times. If that were the case no one would have the motivation to do anything if they knew the Gov would be handing out cheese to everyone. Who would make the cheese?
You voted democrat. This country is not worth sneaking into any more.
Posts: 5791 | Location: San Antonio TX | Registered: 06-08-2007
The president heads the executive branch. This is not a dictatorship. Please read the constitution for limitations of authority. That authority does not extend to compelling the banking industry to lower rates. The law, if possible, would have to originate in the congress. Who controls that?
Mortgage rates are at all time lows again. For anyone who got stuck in an ARM with baloon payments due its time to refinance using a fixed rate conventional loan. Getting an ARM was a fools bet to begin with. And I'll say it again. Its the person's own fault for doing it.
You voted democrat. This country is not worth sneaking into any more.
Posts: 5791 | Location: San Antonio TX | Registered: 06-08-2007
Exactly, read up on what the executive branch can do. What his limitations of authority are. Can Bush enact any laws at all? No, not a one. That is fact.
You voted democrat. This country is not worth sneaking into any more.
Posts: 5791 | Location: San Antonio TX | Registered: 06-08-2007
It is about time people step up and accept the responsibility for their own actions. But have seen it again and again, rather than accepting ones fault, we tend to point fingers at other.
I am not racist. I am not anti-immigrant. I am AGAINST CRIMINALS, FRAUDSTERS, WHO DISOBEY THE LAW, BREAK THE LAW AND PERPETRATE THE FRAUD.
You may not like what I have to say but that does not mean I am wrong.
Posts: 1617 | Location: For Women In Your Heart | Registered: 05-05-2008
There could always be extenuating circumstances, Davdah. I never rule anything out. Not everyone is in a position to secure a conventional loan. However, I didn't place all the blame on the lenders. Of course the people who put themselves in this situation are to blame as well. So, we are not too far apart on this issue - lol (for once).
It is about time people step up and accept the responsibility for their own actions. But have seen it again and again, rather than accepting ones fault, we tend to point fingers at other.
Try using your insurance WUSC, you'll end up being charge still by the Hospital with this and that!
Don't we pay this every month deducted on our paychecks?
Aren't we being responsible in paying our taxes?
Try this too, borrow some money on your 401K, see how much they charge you to pay for your own money!
and they tell American people who's suffering that its they're fault and they're stupid?
I realize people are desperate. I won't denounce the plight as being illegitimate. But people have to understand neither Bush or the democrat controlled congress can do much for them.
This country was set up to give people the freedom to rule their own lives. They can either be prudent and make good decisions or run it into the ground. With that comes individual responsibility and the acceptance of I'm in charge for each person.
You can't switch between a free society in good times and a socialist one during bad. The laws are constructed in a such a way to not just punish or restrict the citizenry. It also keeps in check the gov from being too intrusive. It also precludes apron strings in hard times.
If people will only listen to what they want to hear who's fault is it for plugging their own ears to truth? Not mine, yours, or anyone else's.
I never said anything about a black, yellow, brown, or white president. Why mention that? I don't cave to the race card. Its an empty argument based on fear mongering.
You voted democrat. This country is not worth sneaking into any more.
Posts: 5791 | Location: San Antonio TX | Registered: 06-08-2007
Olala. I want to point out one thing based on your comments above. You cited the example of borrowing against your 401. You say its wrong to make it difficult to borrow your own money. On the surface this sounds like a valid point.
Lets explore this. What is the purpose of a 401K? Its for your retirement. The idea being when you are old you will be taken care of with this and what ever else you have. While in your working years it is far easier to assist yourself than later on.
The Gov is making it difficult to take that money early to prevent people from being fiscally irresponsible.
You voted democrat. This country is not worth sneaking into any more.
Posts: 5791 | Location: San Antonio TX | Registered: 06-08-2007
Originally posted by iperson: In case anyone thought I participate on this forum on any new weird id, I am sorry to disappoint you. Are you 4now & E are playing the same old multiple identity game again? I think so..
I am not, and I will not be a part of this forum any longer. Besides, tomorrow we are leaving for a two month trip across Europe. And maybe we'll stay there.
So long.
Well, happy trip IP. For all it's worth, the numerous articles you contributed did show the Dems' viewpoints.
Hi Olalala,
IP is very vocal about supporting Obama too so I guess most regulars think you two were one and the same. Personally, I take your word at face value that you're not. There are lots of supporters from each side so I guess it's not improbable that they stumble upon this forum and express their support. After all, it's an election year.
Do all the good you can, in all the ways you can, as long as ever you can.
There could always be extenuating circumstances, Davdah. I never rule anything out. Not everyone is in a position to secure a conventional loan. However, I didn't place all the blame on the lenders. Of course the people who put themselves in this situation are to blame as well. So, we are not too far apart on this issue - lol (for once).
Well, this is also where I stand. This mortgage mess came about due to some people's irresponsibility, some lenders' greed, etc.
Do all the good you can, in all the ways you can, as long as ever you can.
This mortgage mess came about due to some people's irresponsibility, some lenders' greed, etc.
You're missing one here,
Employment is going down! People are loosing jobs.
and . . . the price of gasoline has put a serious strain on people's budgets! My Exxon bill for one month was $200 in June (compared to a norm of $80 - $90).
Some people are perennially stupid. They see any trend continue for couple of years and they assume it will go on indefinitely. When they saw those house prices soar 40% per year they thought they could just keep refinancing their houses forever and spend cash too, with one bedroom condo reaching a trillion dollar price tag somewhere down the road...
Bubble burst, like it always does, and bingo.. all of a sudden they owe more on the house than it worth, plus those convenient variable rates jumpt through the roof.
Now it's "boo-hoo-hooo" time, blame lenders for ones own stupidity...
Have all the good s.ex you can, in all the ways you can, for as long as ever you can !
-- Sabuntium The Great
Posts: 928 | Location: Originally from: Galaxy of Centaurus A (also known as NGC 5128) | Registered: 06-26-2008
Originally posted by iperson: In case anyone thought I participate on this forum on any new weird id, I am sorry to disappoint you. Are you 4now & E are playing the same old multiple identity game again? I think so..
I am not, and I will not be a part of this forum any longer. Besides, tomorrow we are leaving for a two month trip across Europe. And maybe we'll stay there.
So long.
Well, happy trip IP. For all it's worth, the numerous articles you contributed did show the Dems' viewpoints.
Hi Olalala,
IP is very vocal about supporting Obama too so I guess most regulars think you two were one and the same. Personally, I take your word at face value that you're not. There are lots of supporters from each side so I guess it's not improbable that they stumble upon this forum and express their support. After all, it's an election year.
Well, thank you Mrs B. I hope I've been helpful to at least some open minded posters here. My plane leaves in a few hours, so I'll post this before I leave:
Obama will be the most progressive president in American history Hotlist
Barack Obama will be the most progressive president in the history of our great nation.
He's going to end the war in Iraq, restore habeas, reduce the influence of lobbyists, close Gitmo, engage in tough diplomacy with our enemies, appoint progressive judges, etc. But this just scratches the surface. Just a quick trip through some of Obama's issues pages reveals the breadth of progressive change that he wants to bring to America.
Civil and voting rights: Obama will strengthen civil rights enforcement, enact the Fair Pay Act to ensure that women receive equal pay for equal work, enact the Employment Non-Discrimination Act to prohibit discrimination based on sexual orientation or gender identity or expression, strengthen federal hate crimes legislation, expand hate crimes protection by passing the Matthew Shepherd Act, establishes harsh penalties for those who have engaged in voter fraud and provides voters who have been misinformed with accurate and full information so they can vote, ban racial profiling by federal law enforcement agencies, make America a signatory to the UN Convention on the Rights of Persons with Disabilities
Criminal justice: Obama will provide job training and substance abuse and mental health counseling to ex-offenders, provide prison-to-work incentive program to improve ex-offender employment and job retention rates, eliminate the disparity between sentencing crack and powder-based cocaine, allow first-time non-violent offenders a chance to serve their sentence where appropriate in drug rehabilitation programs.
Economy: Obama will provide $10 billion to state and local governments to prevent cuts in public services, extend and strengthen the Unemployment Insurance (UI) program for the long-term unemployed, create more progressive tax plan by cutting taxes or even eliminating for working families and the poor elderly, fight for a "fair trade" policy that incorporate our good labor and environmental standards, fight "free trade" agreements like CAFTA, amend NAFTA, extend Trade Adjustment Assistance to service industries, invest $150 billion to advance new alternative fuels and non-oil energy infrastructure, create New Job Training Programs for Clean Technologies, create a federal Renewable Portfolio Standard (RPS) requiring 25% of our electricity be derived from renewable sources by 2025, extend the Production Tax Credit for farmers and investors to increase renewable energy production, create a National Infrastructure Reinvestment Bank with $60 billion to expand and enhance federal transportation investments, make the Research and Development Tax Credit permanent, deploy high-speed broadband universally, and reform bankruptcy law so that individuals who filed for bankruptcy because of medical expenses can have debt forgiveness.
Labor: enact the Employee Free Choice Act to allow workers to unionize without harassment, overturn the NLRB's decisions classifying hundreds of thousands workers as "supervisors" not protected by federal labor laws, ban the permanent replacement of striking workers, raise the minimum wage by indexing to inflation, increasing the Earned Income Tax Credit to ensure a living wage.
Lending: Obama will establish a $10 billion Foreclosure Prevention Fund for families facing foreclosure to responsibly refinance their mortgages or sell their homes, create the FHA Housing Security Program pushing lenders to buy or refinance existing mortgages and convert them into stable 30-year fixed mortgages, create a Universal Mortgage Credit for those taxpayers that don't itemize, enact STOP FRAUD Act to define and prohibit mortgage fraud, create a Homeowner Obligation Made Explicit (HOME) score that provides borrowers a simplified and standardized borrower metric for home mortgages, eliminate the law preventing bankruptcy courts from modifying an individual's mortgage payments, and establish a Credit Card Bill of Rights and Credit Card Rating System to protect consumers.
Family: Obama will double funding for after-school programs, expand the Family Medical Leave Act, expand the Child and Dependent Care Tax Credit for low-income families' child-care expenses, and encourage flexible work schedules.
Education: Obama will create Early Learning Challenge Grants to help states move toward voluntary universal pre-school, quadruple Early Head Start, provide affordable and high-quality child care to ease the burden on working families, reform NCLB by replacing "teach to the test" with individualized student assessments and supporting schools that need improvement rather than punishing them, providing funding to school districts to invest in intervention strategies in middle school to stop drop-outs, double funding for afterschool programs and the 21st Century Learning Centers program, enact "STEP UP" plan for summer learning opportunities for disadvantaged children, create new Teacher Service Scholarships covering four years of undergraduate or two years of graduate teacher education in exchange for teaching for at least four years in a high-need field or location, expand tea
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For all it's worth, the numerous articles you contributed did show the Dems' viewpoints.
