If a undocumented immigrant wrongly uses anothers SSN why would this specific action, even though it is unlawful, lower ones credit rating.or score? Please give an example without adding other factors into the mix.

Evidence of ID Theft.
A specific case where a woman was being charged nearly $16,000 in back-taxes.
A snippet from a speech from Sen. John Ensign (R-NV)

quote:

Last week, I spoke about Audra, a woman whose identity was stolen. She had 218 illegal immigrants fraudulently using her identity. The IRS sent her a bill for a million dollars in back taxes. She cannot get a job. Her financial future is ruined. But what happens to the perpetrators of these crimes?

Another case of identity theft. And a snippet from this article:

quote:

Many victims don't learn of the crime until their credit score drops or a loan is denied. In one recent Kansas case, a man found out when he was arrested for a crime committed by an illegal immigrant using his identity.

These are not isolated incidents. This is a growing problem and even though identity theft is not only for illegal immigrants, they contribute to a significant portion of those cases and the victims are people who don't deserve it.

quote:

Originally posted by chuck:
If a undocumented immigrant wrongly uses anothers SSN why would this specific action, even though it is unlawful, lower ones credit rating.or score? Please give an example without adding other factors into the mix.

Care to share your SSN, DOB and Real Name on this message board? You will know the answer in 6 months

Ok proud I will do that.



Chuck its very simple. Lets say its you. Someone steals your social and uses it for work.

In time they get a little more brazen and decide to use it for credit to buy some furniture. They go to one of those low budget places and get a loan for a 1000 or so for some apartment furniture. Nothing big, just basic stuff. A few months goes by and they have to move. They leave and skip out on the payments.

The finance company would put the charge off on your credit report. You would never know until you needed to buy something. By then it would be an ordeal to get it removed. Lenders are very reluctant to remove it since it leaves them hanging in the wind. You would have to prove beyond a shadow of a doubt it wasn't you. Not an easy task. Especially if the perp is the same city.

There is yet another fine institution that will pay you a visit. The friendly IRS. You see, you didn't report the income on your tax return. They are less forgiving and will levy large fines and so forth to get their money. Again, very difficult to prove it wasn't you. You will be accused of selling your SSN amongst other things. That is if they accept someone else was using it. If you don't have the resources to fight it you will get screwed. It happens to seniors who are often less than sophisticated.

It could be said people should be vigilant in protecting their private info. Well, I think we shouldn't have to tolerate this potential attack at all.

quote:

Originally posted by 4now:
Yes iperson

Hillary did do it to herself, and with a little help from her husband Bill.


These two were always like this, but the masses could never see it on the large scale in full view before.

Now, Obama needs to hire people to help him from putting his foot in his mouth before he furhter damages his campaign from inappropriate or stupid remarks. McCain will do a good job of that himself, All Obama needs to do is sit back and keep his mouth shut and let McCain sink his ship by blowing up and acting like the obnoxious idiot that he is.

I dont understand why everybody is saying Obama made history by being the first black candidate?

Obama is 50% african and 50% caucasion. How does that make him african american or black? If Obama looked more like Senator Edwards or like Harry Connick jr, Fergie , or Christine Aguilera, would anybody be saying this? Just curious

In this day and age in the USA, it is truly unbelievable that the outdated 1/8 octoroon law based from slavery times is still alive and well. This man is not chocolate milkshake nor is he a vanilla one. He is a Black and white.

It is no wonder the american peoples cannot get passed racism. sad

That pretty much describes it. It is really sad that Obama comes only about 9 points above McCain in polls. If he were as much an aspiring white man, he'd have the steady 70% of the country behind him right now.
The only thing holding Obama back is racism. Sad and true.

Well, I am a little surprised here 4now.
I hope you are one of many republicans who saw the light.
Despite what is thought about me, that I "hate" repubs, I don't hate the republican ideals or rather the conservative ones.
But the rep. party needs to recognize that not all ideals fit all times, and it'd be nice that by the end of Obama presidency we'll all come to realize that both parties have a valid and valuable input and both bring good ideas to the table. The difficult part is how to reconcile both to move the country forward in the best direction.
First and foremost, republicans need to realize that Bush and his company hijacked the party and took it in the wrong direction. And that John McCain, having voted 95% of the time consistently along with the Bush policies throughout the past year, is going to stick to these same policies in his presidency, and this is something we cannot afford.
Just be reasonable folks, those on the other side of the aisle. Don't invoke the partisan pride just for the sake of pride, because it doesn't serve well this nation.

quote:

Originally posted by iperson:
That pretty much describes it. It is really sad that Obama comes only about 9 points above McCain in polls. If he were as much an aspiring white man, he'd have the steady 70% of the country behind him right now.

On what planet would this be the case?

quote:

The only thing holding Obama back is racism. Sad and true.

And the fact he sounds like Jimmy Carter.

quote:

Well, I am a little surprised here 4now.
I hope you are one of many republicans who saw the light.

I know I have. About Obama and you.

quote:

Despite what is thought about me, that I "hate" repubs, I don't hate the republican ideals or rather the conservative ones.

Then quit telling us we're racist hillbillies.

quote:

But the rep. party needs to recognize that not all ideals fit all times,

"What we hold to be right, and good, and true IS right and good and true for all men. Otherwise we're just another robber tribe." - Arthur in First Knight

quote:

and it'd be nice that by the end of Obama presidency

*gag*

quote:

we'll all come to realize that both parties have a valid and valuable input and both bring good ideas to the table.

The first intelligent thing I've ever seen you post.

quote:

The difficult part is how to reconcile both to move the country forward in the best direction.

Quit acting so blasted high and mighty, for starters. Make amends to the people you have GROSSLY insulted. Then quit trying to push your belief that it's the only one that would ever work.

quote:

First and foremost, republicans need to realize that Bush and his company hijacked the party and took it in the wrong direction. And that John McCain, having voted 95% of the time consistently along with the Bush policies throughout the past year, is going to stick to these same policies in his presidency, and this is something we cannot afford.

Riiiight. What direction is that again? Oh yeah. Stalled by a Democrat-controlled Congress who felt it more wise to sit on their backsides and attempt to force liberal legislation they knew would make the President look impotent. Make no mistake. The Republican Party knows who is to blame.

quote:

Just be reasonable folks, those on the other side of the aisle. Don't invoke the partisan pride just for the sake of pride, because it doesn't serve well this nation.

Hypocrite. Go back to your swamp, you flesh-covered slimebag.

The elitist view of the average American

quote:

Originally posted by JermCool:
Evidence of ID Theft.
A specific case where a woman was being charged nearly $16,000 in back-taxes.
A snippet from a speech from Sen. John Ensign (R-NV)

quote:

Last week, I spoke about Audra, a woman whose identity was stolen. She had 218 illegal immigrants fraudulently using her identity. The IRS sent her a bill for a million dollars in back taxes. She cannot get a job. Her financial future is ruined. But what happens to the perpetrators of these crimes?

Another case of identity theft.
Oh boy, its amazing. The fox article says, " Audra Schmierer's Social Security number really gets around. It has been used by at least 81 people in 17 states, most of them probably illegal immigrants trying to get work." while the same Congressman says, "Last week, I spoke about Audra, a woman whose identity was stolen. She had 218 illegal immigrants fraudulently using her identity." Not sure if the Aurora in the Senator's speech and the case are the same, but if so, the Senator really, really put his foot in his mouth.

When there is a discrepancy of income reported on the tax return and income reported or shared with the IRS, a procedure called the AUR is initiated. The letter is sent to the address of record which proposes a tax liability along with what income, type, source, payer, etc. The taxpayer can respond by either agrees or disagrees. If the taxpayer disagrees, then the letter clearly instructs them not to sign the response statement and send evidence and a detailed description by mail or fax back to the AUR. If the taxpayer has any questions, they can call a toll free number listed in the letter. If she received. If no response, an assessment statute is sent whereby the taxpayer can disagree through one of the appeals procedures. If no response comes, then the balance due adjustment notice, CP 21 is sent that starts a new 23C date.

quote:

And a snippet from this article:


[QUOTE]Many victims don't learn of the crime until their credit score drops or a loan is denied. In one recent Kansas case, a man found out when he was arrested for a crime committed by an illegal immigrant using his identity.

These are not isolated incidents. This is a growing problem and even though identity theft is not only for illegal immigrants, they contribute to a significant portion of those cases and the victims are people who don't deserve it.

No one will argue that ID theft is not serious, nor is it an isolated case. However, the argument comes when placing the blame. It is irrational to place the blame squarely on illegals since there is no evidence, no concrete data, that can point exactly which groups are doing and why. There have been data breaches into governmental computer systems, e-mail scams which some people mistakenly reply, purses or wallets stolen which contain personal information, misappropriate use of dependents SSN, and other methods. This site provides useful information about the extent of the ID problem, but again no specifics on who or which group is the primary culprit. Neither does the DOJ provide any info on immigration status when someone commits a crime. Or how about this site which says, "Almost half (47 percent) of all identity theft is perpetrated by friends, neighbors, in-home employees, family members or relatives - someone known - when the victim can identify the perpetrator of data compromise" That is food for thought.

quote:

Originally posted by Hudson:
No one will argue that ID theft is not serious, nor is it an isolated case. However, the argument comes when placing the blame. It is irrational to place the blame squarely on illegals since there is no evidence, no concrete data, that can point exactly which groups are doing and why. There have been data breaches into governmental computer systems, e-mail scams which some people mistakenly reply, purses or wallets stolen which contain personal information, misappropriate use of dependents SSN, and other methods. This site provides useful information about the extent of the ID problem, but again no specifics on who or which group is the primary culprit. Neither does the DOJ provide any info on immigration status when someone commits a crime. Or how about this site which says, "Almost half (47 percent) of all identity theft is perpetrated by friends, neighbors, in-home employees, family members or relatives - someone known - when the victim can identify the perpetrator of data compromise" That is food for thought.

Just like me, JC did NOT say it was JUST illegals that did it.

Please, find another argument.

quote:

Originally posted by Aroha:
Just like me, JC did NOT say it was JUST illegals that did it.

Please, find another argument.

Aroha, what part of they contribute to a significant portion of those cases and the victims are people who don't deserve it. did you not understand? They, meaning illegal immigrants in the sentance before.

Again, one cannot make the claim that a significant portion comes form Nigerians, English, Mexicans, etc than you nor your husband can with illegal immigrants. That is the bloody point.

This message has been edited. Last edited by: Hudson,

quote:

Originally posted by Hudson:

quote:

Originally posted by Aroha:
Just like me, JC did NOT say it was JUST illegals that did it.

Please, find another argument.

Aroha, what part of they contribute to a significant portion of those cases and the victims are people who don't deserve it. did you not understand? They, meaning illegal immigrants in the sentance before.

Again, one cannot make the claim that a significant portion comes form Nigerians, English, Mexicans, etc than you nor your husband can with illegal immigrants. That is the bloody point.

And my point is that neither JC nor I actually QUOTED any statistics, nor did either of us state that it was ONLY illegals that committed identity theft. Both of us are well aware that is not the case.

In fact, you yourself admit that illegals DO contribute to the crime. Your only argument seems to be to blast the fact that they're not the only ones - something which nobody else is denying.

So your "bloody point" is bloody pointless and is starting to sound like a CDUism.

IP Like democrats

Review these two links....

http://www.renewamerica.us/columns/kouri/060622

http://www.gao.gov/new.items/d05337r.pdf

I think America is backwards when it comes to these things - is has to do with the Puritan influence in the early years of the USA and that America is only 200 years old. They threw the Puritans out of Europe then, and what did they do? They came overhere to unleash their backward ways. No serious, I think that the Puritan influence is still very rampant in the US.

It also has to do with the masses coming from Europe and elsewhere and by doing so, bringing their rites and practices and holding on to it, because this is what they remember from home. In the meantime, however, "Home" has moved on. I know that, because I have not been to Germany in a long time, I am holding on to the Germany that I know/knew, but that Germany doesn't exist anymore.

quote:

Originally posted by davdah:
The elitist view of the average American

Davdah...A gift for you...lol



I am not a Democrat, Republican, or Independent. I think all of them in the end are f*****G As***holes

WUSC,

I think you'd have to bribe Davdah to wear that one.

Now, about your new signature line, will it be a better option for you to just boycott altogether the election instead of choosing the "lesser evil" among the candidates?

quote:

Originally posted by chuck:
Mrs. B--Or whomever suggested Chuck implied that undocumented folks were better than those immigrants that were properly inspected and were patient in waiting for the process in a legal way. I am really sorry that I did not make myself clear. In no way did I intend to say anything like that. The folks that went through the legal route should be proud of their accomplishment and at the same time not want to be overly punitive against their brothers and sisters that did not come legally. They are human beings and are only looking for a better life and maybe they thought they did not have the required background or connections to ever be able to come legally. If we did not need these folks jobs would not be available and they wouldn't come. Why did someone think I thought Undocumented were better than those that came legally? Where did I say this or imply that one was better than the other? I am sorry that anyone made this interpretation. We just have to have some compassion for those undocumented that are struggeling to make their situation work.

BACKTRACKING:


Hi Chuck,

Thank you for sharing. I am getting your viewpoint. I guess that based on the article that you shared with Hudson and JC, I am one of those who think along the restrictionist policy-makers. I get it that you're not saying that the illegals' cases should be "better" than those who followed the law.

Also to RN,

I read some of what you posted and agree with you that "Blaming the effect rather than the cause is an exercise in futility. Symptoms have the tendency to recur, unless the root cause of the disease, which is the main culprit, is cured." As I mentioned to Chuck, I realized now that I'm one of those thinking along that restrictionist view, and not having been here for so long, I may be viewing the tip of the iceberg and not looking at it from a bigger picture.

In short, I appreciate the responses from "the other side of the fence," so to speak.